SBI Ripple Asia, a subsidiary of Japanese holding SBI Group, signed a memorandum of cooperation with travel agency Tobu Top Tours on September 30. The companies plan to create a payment platform based on XRP Ledger that will combine unique tokens and NFTs. The launch of the service is scheduled for the first half of 2026.
According to the statement, the platform will use proprietary tokens issued by SBI Ripple Asia for each partner. These tokens will be integrated with NFTs, which can be applied as “digital souvenirs” or discount vouchers when booking accommodation.
NFTs based on the new system will be able to include additional features, such as being used in the fan economy of companies and organizations. They are expected to be available for payments for accommodation, dining, shopping, and other services within the partners’ ecosystem.
Project Potential
The project envisions applying XRP Ledger technologies not only in the tourism industry but also across a broader spectrum of areas, from commerce to regional development. According to the participants of the agreement, this will create a new growth model where NFTs become tools for attracting customers and developing local communities.
Technological Base
NFTs on the XRP Ledger have been standardized since October 2022 following the activation of XLS-20, which introduced features such as royalties and anti-spam protection. In June 2025, the DynamicNFT standard (XLS-46) was activated, expanding functionality with support for mutable NFTs. This allows their use in gaming, identification solutions, smart tickets, and other fields.
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