Ledger has introduced the Crypto Life (CL) Visa card — a product that combines familiar payment tools with self-custody of cryptocurrencies. Users can earn 1% cashback in Bitcoin (BTC) or the stablecoin USDC for every purchase, as well as transfer their salary directly to the card via bank transfer.
The card is handled by Baanx, the same platform that handles cryptocurrencies for MetaMask, Tools for Humanity and Exodus. It provides a bridge between the traditional banking system and the blockchain ecosystem, allowing digital assets to be spent in real life.
The majority of usage is for daily purchases, which account for 63% of all operations. Entertainment and fashion categories are also growing rapidly. This indicates that cryptocurrencies are being increasingly used in ordinary consumer scenarios.
Comments From Ledger and Baanx
Jean-Francois Rochet, Executive Vice President of Customer Success at Ledger, emphasized that the new card is not just a way to spend crypto but a step toward real-world use of digital assets in daily life. According to him, “living a crypto life means owning assets, managing them, and using them in the real world.”