On April 14, 2026, Tether announced the launch of Tether Wallet — a self-custodial mobile wallet that gives end users direct access to the company's infrastructure. Until now, Tether had operated exclusively as a wholesale layer of the crypto market, never releasing consumer-facing products under its own name.
At launch, the wallet supports four assets: USDT, tokenized gold XAUT, regulated stablecoin USAT, and Bitcoin, including transfers via the Lightning Network.
Transaction fees are paid in whichever asset the user sends — no separate gas token required. Tether itself charges no fees: the network still charges its standard gas fee.
Tether states that all transactions are signed locally on the user's device, meaning the company has no access to private keys. Instead of long wallet addresses, users get an @username handle that works across all supported assets.